Improving Health Everyday


Provide your members or employees with customer-centric solutions that encourage healthy behaviors.


High healthcare costs

Complex programs and processes

Low member engagement

Increasing competition


Significantly lower administrative costs

Customer-centric solutions

Smart user experience

Drive higher engagement

OTC Benefits

Speak is Walmart’s program manager for the Walmart OTC Benefit


  • 42% average savings to members
  • Benefits redeemable in stores, online, or by phone
  • Reduce your cost of care
  • Drive enrollment and retention
At the Supermarket: Happy Stylish Guy with Shopping Basket Dances Through Fresh Produce Section of the Store. Big Bright Shopping Mall with Customers Choosing Goods and Products.

Nutrition Benefits

Customizable solutions, utilizing a variety of retail networks and merchant restrictions, designed to increase access to healthier foods


  • Meal Delivery and Food Benefit programs overcome access barriers to healthy food
  • Drives behavior change by encouraging healthy food choices
  • Increases member satisfaction and engagement
  • Helps members manage chronic conditions and form healthy habits

Healthy Rewards

Rewards and incentives with customized merchant restrictions delivered via card and/or mobile app


  • Holistic member reward platform
  • Customize delivery of rewards and incentives
  • Consolidate your vendor base
  • Drive engagement rates 4x – 10x
  • Increase your market competitive advantage

Digital Incentives

Immediate, on-demand rewards for single load, single purpose healthy living incentives


  • Deliver rewards instantly
  • Drive engagement
  • Reduce gaps in care


Support ongoing program engagement with data-driven, member-centric solutions


  • A holistic, 360 view of consumer needs
  • Performance and predictive analytics
  • Data collected to analyze actionable opportunities

Payment Solutions

With Directed Spend Technology you define the merchandise your customers need by choosing from a set of skus, a specific brand, a category or a department. Next, set the value or the discount. Our best in class technology gives you on-demand solutions, test & emails capabilities, wallet functionality and more.

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