Functional Payment Solutions
VERSATILE. ON-DEMAND. RESULTS.
Use Directed Spend Technology to customize and control your total spend as you direct designated funds and discounts to pre-defined merchandise and services within a brand, category, or department.
YOUR CHALLENGES
High program activation and execution costs
Complex programs and processes
Low member engagement
Increasing competition
OUR SOLUTION
Load/Reload custom values or discounts and pay only on usage
User-friendly single or multi-benefit programs
Program benefits available on digital or physical cards
Member-centric omni-channel solutions
Our best-in-class technology gives you on-demand solutions, text and email capabilities, wallet functionality, and more.

Healthcare
The most powerful, low cost rewards program to incentivize your members’ healthy behaviors
- Guide members to healthy products
- Incentivize healthy activity
- Lower costs

Retail
An innovative, targeted solution to spotlight your brand and help you gain a competitive edge
- Guide customers to your brand
- Drive trial and total brand spend
- Reach new audiences
- Deepen brand loyalty

Non-Profit
A powerful, turnkey solution for implementing giving programs quickly, safely, and efficiently
- Guide beneficiaries to pre-defined merchandise
- Quickly reach those in need
- Lower costs